Take control of your financial future with J M Brown Financial Partners. Our expert guidance and personalized strategies help you achieve your goals and live the life you’ve always envisioned.
Take the first step towards financial peace of mind! Whether you’re planning for the future or have questions about your current financial situation, we’re here to help. Reach out to us today and start your journey towards a brighter financial future. Our preliminary recommendations are complementary, ensuring you have the guidance you need from the very start.
The early stage of financial planning begins in the productive years of one’s life. As a young adult starts working and takes the first steps toward learning and establishing goals about budgeting, expenses, building an emergency fund, and savings, it’s crucial to start laying the “foundation” for a sound financial future by steadily saving and investing. As your trusted advisor, we work with you to help build the financial framework so you can establish a solid foundation to attain your financial goals for the future.
The accumulation stage is focused on growing and protecting your assets for the future. During this phase, it’s crucial to maximize your employer’s retirement plan, review risk tolerance, minimize tax liabilities, and ensure proper insurance coverage. As your trusted advisor, we design tailored strategies to meet your specific needs and help you stay on track to achieve your financial goals.
In this stage of life, knowing how to maximize your lifetime savings and determine the right percentage to withdraw from your retirement and savings accounts can be confusing. With people living longer, we work with you to ensure your life savings and financial plan provide a steady income stream for your lifetime. We also help you maximize your Social Security and Medicare benefits.
As people are living longer, so your financial plan and life savings must provide you with a reliable income stream for the remainder of your retirement years. Whether your goal is to create a legacy for your heirs or your favorite charity, as your trusted financial advisor, we continue to work with you to make sure that your financial plan is still servicing your needs and objectives.
